Insurance Information for Home-Based Business Owners
The most frequently asked question is how to get affordable health insurance.
In addition to the information below, check with your local Chamber of
Commerce, other small business groups, and the Association in your field
to find out if they offer a group health insurance policy to it’s
members. In addition, it is important to know the other insurance needs
for small business owners such as in-home business insurance, income replacement
insurance, and the possible need to have additional automobile insurance
if you are using your personal vehicle for business. For more information
about these and other insurance needs, visit the Insurance Information
Institute at www.iii.org or call the
National Insurance Consumer Hotline at 1-800-942-4242.
Digital Insurance enables customers to receive quotes, compare plans,
apply for and purchase health insurance policies online at www.digitalinsurance.com
or from a licensed health insurance professional in its Call Center that
can be accessed through online chat or by calling (888) 470-2121.
For individuals, Digital Insurance currently offers medical and short
term medical plans in 42 states. Digital Insurance also offers online
access to small group health insurance in 17 states including New York,
California, Texas, Ohio, Michigan, Illinois, New Jersey, Pennsylvania
and Georgia as well as access to quotes from its call center in 22 additional
states. In most cases small group coverage is defined as two employees
or more, so if you have a spouse or other individual on payroll, you may
be able to qualify for small group coverage.
Whether you’re an individual or a small business, you are invited
to review and compare the alternatives online, or work with Digital Insurance’s
Call Center to understand the various options. If you don’t see
what you are looking for right away, check back frequently as the product
offering continues to be enhanced. |
